# Coverage Basics
> Annual maximums, waiting periods and co-pays explained in plain words. Written for everyday readers, with honest limits.

## Guides
- [Annual Maximums Explained](https://dental-insurance-basics.pages.dev/annual-maximum-explained/): An annual maximum is the most your dental plan will pay towards your care in a plan year, after which you pay the full cost yourself.
- [Waiting Periods on Dental Plans](https://dental-insurance-basics.pages.dev/waiting-periods-dental-plans/): A waiting period is the time between your plan starting and the point at which certain treatments become eligible for payment.
- [Which Visits Are Usually Covered](https://dental-insurance-basics.pages.dev/preventive-visit-coverage/): Most dental plans cover routine check-ups, cleanings and X-rays more generously than other care, and preventive visit coverage is often the main reason people.
- [In-Network vs Out-of-Network](https://dental-insurance-basics.pages.dev/in-network-vs-out-of-network-dentist/): The difference between an in network vs out of network dentist comes down to who has agreed fee levels with your insurer.
- [Dental Savings Plans as an Alternative](https://dental-insurance-basics.pages.dev/dental-savings-plan-alternative/): A dental savings plan alternative to insurance is a paid membership that gives access to reduced fees at participating dentists, without claims, yearly limits.

## About
- [About Coverage Basics](https://dental-insurance-basics.pages.dev/about/): not medical advice, how the site is funded and how guides are made

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